Looking for a Workers Compensation Market? Look to LevelFirst. More than 350 eligible classes of business, a competitive advantage and pricing flexibility.

Preferred Exposures

  • Artisan contractors
  • Beauty shops
  • Buildings-operations by owners or contractors
  • Doctors and dentists
  • Machine shops-light metalworking
  • Professional offices
  • Restaurants
  • Retail Stores
  • Wholesale stores
  • Private schools
  • Grocery stores

Ineligible Exposures

  • No exposures above 15 feet
  • No delivery or livery
  • No exposures below six feet
  • No street or road contractors

Underwriting Guidelines

  • At least one full-time employee (in addition to the owners)
  • Will consider new ventures / no prior coverage for most main street business
  • Generally one year in business with workers compensation coverage
  • Prefer three years prior coverage on artisan contracting risks

Submission Requirements

  • ACORD application
  • Three years loss runs
  • EMod