Program Highlights

  • Minimum Premiums as low as $350 (varies by state)
  • Full Online Pricing and Submissions
  • No ACORD Apps or Supplementals Required
  • 10% Package Discount Available
  • No Loss Runs Required on Accounts under $7,500
  • New Ventures Acceptable
  • Up to $1.5 Million in Receipts
  • No Blanket Additional Insured Endorsements
  • Admitted Carrier Rated A XIV by A.M. Best Co.
  • No Fee “Completed Operations” AI Endorsements
  • New Residential and Commercial Artisans Acceptable
  • Up to $200,000 in Sub Cost/$500,000 in Total Payroll
  • Competitive Rates for all 45 classes
  • Faulty Workmanship Coverage Endorsement (availability varies by state)
  • Contractors Miscellaneous Tools and Small Equipment Coverage (availability varies by state)
  • Primary Wording and Waiver of Subrogation available at no additional charge
  • Occurrence Form CG 00 01
  • Prior Work Buyback Available
  • Structural Remodelers Acceptable
  • Remodel Work on Condominiums
  • Work on Apartments Acceptable
  • Limits up to 1M/2M/2M are available
  • Optional 25% Credit is available for 100% Service/Repair work

Unacceptable Classes

  • GC doing ground up construction for new residential or commercial
  • Tract home developers
  • Framers
  • Roofers
  • Window installers
  • New residential foundation

Most Successful Classes

  • Carpentry Residential/Remodeler
  • Carpentry Commercial/Handyman/Interior
  • Painting Int/Ext
  • Electrician
  • HVAC
  • Floor Covering
  • Tile/Stone Installation
  • Landscaping